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Lawyers... Not So Smart After All...

HOW SWEET IT IS

A Charlotte, North Carolina lawyer purchased a very rare and expensive box of cigars, and insured them against fire among other things.

Within a month of having smoked his entire stockpile of these great cigars, and without having made even his first premium payment on the policy, the lawyer filed a claim against the insurance company.

In his claim, the lawyer stated that the cigars were lost 'in a series of small fires'.

The insurance company refused to pay, citing the obvious reason: That the man had consumed the cigars in the normal fashion. The lawyer sued and won.

In delivering the ruling the judge agreed with the insurance company that the claim was frivolous, however the judge stated that the lawyer held a policy from the company in which it had warranted that the cigars were insurable and also guaranteed that it would insure them against fire, without defining what is to be considered 'unacceptable fire', and was obligated to pay the claim.

Rather than endure a lengthy and costly appeal process, the insurance company accepted the ruling and paid $15,000 to the lawyer for the loss of his rare cigars in the 'fires'.


NOW FOR THE BEST PART...

After the lawyer cashed the cheque, the insurance company had him arrested on 24 counts of arson. With his own insurance claim and testimony from the previous case being used against him, the lawyer was convicted of intentionally burning his insured property and sentenced to 24 months in jail and a $24,000 fine.

Apparently this is a true story and was the first place in the recent Criminal Lawyers Award Contest.


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