HOW SWEET IT IS
A Charlotte, North Carolina
lawyer purchased a very rare and expensive box of cigars,
and insured them against fire among other things.
Within a month of having smoked
his entire stockpile of these great cigars, and without
having made even his first premium payment on the
policy, the lawyer filed a claim against the insurance
In his claim,
the lawyer stated that the cigars were lost 'in a
series of small fires'.
The insurance company refused to pay, citing the obvious
reason: That the man had consumed the cigars in the
normal fashion. The lawyer sued and won.
In delivering the ruling the judge agreed with the
insurance company that the claim was frivolous, however
the judge stated that the lawyer held a policy from
the company in which it had warranted that the cigars
were insurable and also guaranteed that it would insure
them against fire, without defining what is to be
considered 'unacceptable fire', and was obligated
to pay the claim.
Rather than endure a lengthy and costly appeal process,
the insurance company accepted the ruling and paid
$15,000 to the lawyer for the loss of his rare cigars
in the 'fires'.
NOW FOR THE BEST PART...
After the lawyer cashed the
cheque, the insurance company had him arrested on
24 counts of arson. With his own insurance claim and
testimony from the previous case being used against
him, the lawyer was convicted of intentionally burning
his insured property and sentenced to 24 months in
jail and a $24,000 fine.
Apparently this is a
true story and was the first place in the recent Criminal
Lawyers Award Contest.